The Gesa Cash Rewards credit card is an attractive option for those looking to maximize their everyday purchase benefits. Offered by Gesa Credit Union, this card combines cash rewards with exclusive perks.
With global acceptance and no annual fee, clients can enhance their financial routine efficiently, and it’s a highly secure card, also compatible with digital wallets.
Tired of using cards that offer nothing special? Keep reading to learn how to get this option from Gesa, offering unlimited cashback and many other benefits!
About the Issuer
Gesa Credit Union is a credit union known for its commitment to providing accessible and personalized financial services to its communities. Focused on the financial well-being of its members, the institution invests in financial education and aims to build lasting relationships.
As a cooperative, Gesa reinvests its profits to offer competitive rates and innovative services, such as credit cards and loans. Additionally, the institution supports local initiatives that promote financial inclusion, reaffirming its active role in the community.
Member data security is a priority for Gesa Credit Union. The cooperative uses advanced technologies to safeguard transactions and ensure members have control over their finances, positioning itself as a reliable choice in the financial sector.
Gesa Cash Rewards Credit Card Benefits
1.5% Cashback on All Purchases: Earn 1.5% cashback on every purchase, without restrictions. Unlike cards with category-specific bonuses, this card provides consistent cashback across all spending, making it versatile for everyday use.
$100 Bonus in the First 90 Days: New cardholders can earn a welcome bonus of $100 by spending $1,000 in the first three months, providing a quick reward for early purchases.
0% Introductory APR on Balance Transfers: For the first six months, you can transfer balances from other cards and pay 0% interest, making it easier to manage or reduce debt.
No Annual Fee: All the benefits come without an annual fee, making it a cost-effective choice that maximizes rewards without additional yearly charges.
Access to Visa® Signature Concierge: This concierge service offers personal assistance for tasks like travel bookings, event planning, and dining reservations—adding a touch of luxury and convenience.
Fraud Protection: Continuous monitoring detects suspicious activity, ensuring that transactions remain secure. This feature gives cardholders peace of mind, especially for online or high-value purchases.
Online Management Tools: Digital tools allow users to track spending, set budgets, and adjust credit limits, making it easier to manage finances and stay in control of spending habits.
Dedicated Customer Support: Specialized support is available to assist with any inquiries related to the card, offering a more personalized service experience.
Wide Acceptance: As a Visa® card, it’s accepted at millions of locations globally, making it a reliable payment option both domestically and abroad.
Emergency Services: In case of loss or theft, the card provides emergency assistance, including replacement options, which ensures cardholders remain protected in unexpected situations.
Gesa Cash Rewards Credit Card Fees and Charges
The Gesa Cash Rewards credit card has no annual fee, allowing cardholders to enjoy the benefits at no additional cost. After the introductory 0% APR on balance transfers for six months, the interest rates range between 17.99% and 28.99%, depending on the applicant’s credit assessment.
Note that fees are subject to change by the credit card issuer. For the latest conditions, visit Gesa’s official website.
Credit Limit
The credit limit for the Gesa Cash Rewards is determined based on the individual credit assessment of each applicant. Factors such as credit history, income, and other financial criteria influence the approved amount.
To find out your specific limit, you must complete Gesa Credit Union’s application and evaluation process.
Positive points
- Attractive Cashback:1.5% return on all purchases.
- Initial Bonus:$100 after qualifying spending in the first 90 days.
- No Annual Fee:Direct savings for the cardholder.
Negative points
- Variable Interest Rates:After the introductory period, rates can be high.
- Geographical Availability:Primarily available to Washington residents.
- Eligibility Requirements:Credit analysis required for approval.
How to Apply for the Gesa Cash Rewards Card
- Visit the official website of Gesa Credit Union;
- Navigate to the credit cards section;
- Select the Gesa Cash Rewards credit card;
- Click on “Get started” to begin the application;
- Fill out the form with your personal and financial information;
- Submit the application for review;
- Wait for the institution’s response regarding approval.
How to Contact Gesa Credit Union
For more information or assistance, contact Gesa Credit Union through the following channels:
- Phone: (888) 946-4372
- Branch: Visit the nearest bank branch
The Gesa Cash Rewards credit card offers an excellent combination of benefits and rewards for consumers. If you’re looking for a card that provides cashback on all purchases and additional perks, consider applying today.